Best CD Rates, Certificate Of Deposit, Bank CD Rates

Suntrust bank, an Atlanta based company currently holding $174.8 billion as of September 30, 2008 has some half decent CD rates if you are a member already or located near one of their many branches.

As of now based on their website I found that they are offering several different choices for CD rates. the first being a 13 month term for a traditional certificate of deposit and CD IRA currently showing at 3.75% APY with a minimum deposit of $2000 dollars or greater.

The second option that is also available is 2.60% 30-Month No-Penalty CD and CD IRA. Not the least bit tempting i would say. Especially since you are locked in for a decent period of time. However if stability and a fixed rate is what you are looking for, this may be the option you want to go.

These are the only 2 Suntrust CD rates (certificate of deposit) that I see publicly available as of right now. You might want to go in to a local branch of Suntrust just to check and see what you might be able to work out.