Discover Bank CD Rates Bonus
Discover Bank is giving a bonus of $50 for just opening a new CD account online. Between now and February 28, 2009, all you have to do is open a new CD account. Keep in mind that the minimum of $10,000 will be required to open this Certificate of Deposit. Discover Bank will then proceed to credit your account with $50 shortly after opening.
It is important that you use the following code to receive the deal on this offer when signing up. You must enter Offer Code D100819 on the online form.
The following are also requirements in order to receive this deal. The offer is good through February 28, 2009. To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days. The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period. Offer limited to one per customer and not applicable for accounts opened via phone or mail.
Currently Discover bank offers a 3.70% APY return on their 5 year CD, and for shorter terms their jumbo rates are slightly higher. They also exceed the national average for Bank CD rates according to the chart shown on their website.
If you have any other questions feel free to get in touch with a Discover Bank representative.
TwinStar Credit Union 12 Month CD
Twinstar Credit union is offering a 12 month Bank CD at 4.00% and another is for a 5.00% APY 60 month CD. These rates may not seem like anything great, but compared to the current CD rates status nationwide, 4% for this short of a term is pretty decent.
These particular bank deals are only good for parts of Washington State. You will want to check with Twinstar to make sure that these rates apply for your area.
Normally the 12 month CD at Twinstar is 3.05%. It appears that the higher rate only applies in Clark county and this may be subject to change. Another alternative however might be a Accelerator checking account which is also currently offering 4.00% rate (restrictions apply).
If you would like to join Twinstar credit union you will need to live or work in any of the follow counties in Washington. Lewis, Thurston, Grays Harbor, Snohomish, Mason, Clark, Pierce, Whatcom, Cowlitz, Pacific, Wahkiakum, Kittitas, Kitsap, and King.
Twinstar is headquartered in Lacey WA, and its first branch was established in 1950. Since Twinstar started as a teachers credit union they still hold education of value and strive to give the best possible service to their more than 72,000 members. Stop by a branch for more information on checking account rates and savings account rates at Twinstar.
Best CD Rates In Texas
Below is a list of all Bank CD rates we have written about in the State of Texas. This list is updated frequently, and will include the highest CD rates from Cities within Texas.
If you are living in or working in the state of Texas you can find banks below which have special deals for specific periods of time. You will need to verify with each bank that the rate mentioned here on Money One Financial is still valid and can be obtained either in person or online.
Texas banks and credit Unions will be broken up into 4 sections for the state of Texas including North, East, South, and West cities. All CD rates in Texas cities including Houston, San Antonio, Dallas, Ft. Worth, Austin, Corpus Christi, Amarillo, El Paso, Plano, Garland, Arlington and others will be covered. If you do not see a bank which you would like more information on feel free to email us and let us know.
The following listings are include all different terms ranging from 3 month certificate of deposits to 5 year CD rates. Please check back for more updates.
Texas CD Rates Bank Listings
- Sterling Bank CD Rates in Houston
- Amegy Bank CD Rates in Houston
- International bank of Commerce CD Rates in Laredo
- Woodforest National Bank CD Rates in Houston
- Bank of Texas CD Rates in Dallas
- Prosperity Bank CD rates in El Campo
- Sterling Bank CD rates in Houston
- PlainsCapital Bank CD rates in Lubbock
- Amarillo National Bank CD rates in Amarillo
- Credit Union Of Texas CD Rates in Dallas
Woodforest Bank CD Rates
Woodforest Bank is probably one of the best banks in Houston Texas for those who work nights or graveyard shift. For those looking at getting a Bank CD they don’t have the highest rates, but if you are already banking with them or considering banking with Woodforest because of their many 24 hour locations then here are the current CD rates as follows according to their website.
- 1-month 1.65%
- 3-month 1.90%
- 6-month 2.00%
- 1 year 2.25%
- 2 year 2.40%
- 3 year 2.65%
- 4 year 2.90%
- 5 year 3.15%
Besides a Bank CD, there are other options which earn you interest which you may also consider is choice checking which requires a minimum deposit of $1000. Current information for money market accounts and savings accounts require you to call a branch for current information.
Remember all rates are good as of 1/29/2009. Please check with the bank to insure these rates are still accurate.
Omni National Bank 15 Month CD
Omni National Bank is offering some great CD rates (Certificate of Deposits) on odd term lengths and short term lengths for investing. Short term investing in Bank CD’s is a great option right now with the downturn after 2008. Currently they have a 15 month Bank CD rate special at 3.40% and a 10 month cd rate at 3.25%.
While they may be lower than the past few months, they are pretty competitive for what you will find in comparison with other banks. If you are willing to get locked in a little longer, then you could even go with a 27 month CD rate at 3.60% if you live in Florida or Georgia. While CD rates for those in Texas and Illinois for this term would be slightly lower at 3.55%.
To qualify for these rates you will need a minimum deposit of $5,000. This deal is applicable in both IRA and regular CD’s.
For those of you who are not banking already with Omni National bank, you can find locations in the following cities of Atlanta, Dalton, Chicago, Dallas, Houston and Tampa. You may visit a local branch to ensure this rate is still good. As of the reporting date of this Bank rate, the rate is current on January 26th 2009.
MBank 60 Month CD Rates 5%
Mbank in Oregon is offering a 5% CD rate on 60 month terms. This is advertised on their homepage, and will probably not last a long time with the interest rates dropping. Unlike a lot of other banks which may offer a high 4% CD rate when you open an account for $25,000 or $50,000, Mbank only requires you to open an account with a Minimum deposit of $1,000.
For those wishing to build some nice interest on this offer, you will need to open an account in one of the following Oregon locations. Portland, Gresham, Gladstone and Tigard are the cities in which Mbank is offering this deal.
Mbank has been FDIC insured since 1995 but has some weak ratings according to BauerFinancial. Mbank also offers some longer term CD rates up to 5 years should you want to make it a long stretch. As mentioned before, you will probably not want to tie up your money for long periods of time right now. But at the moment, Mbank is one of the best Oregon CD rates around. Cash in on it while you can.
Digital Credit Union 4 Month CD
For those of you with short term in your hearts, Digital Credit Union is offering a CD special. Its probably one of the best cd rates around for the term. Currently the offer is for a 3.25% APY 4-month Bank CD. If you want to make a little more and lock in for right under a year then you may want to look at their 3.75% APY 11-month CD.
While bank CD rates for 2009 are still showing some value, its not a bad bet to take the short ones when you can. For those of you who are interested, the previous CDs are listed within the Digital Credit Union’s special offers page. These CD rates are also good as of 1/05/2009.
In order to get this deal you will also need to be a member of the credit union which requires a $5 balance after opening up a checking account. This is only required for those that are not currently located or living in or around areas of Massachusetts and Georgia. For full details of eligibility please visit the banks website.
Pacific Mercantile Bank California CD Rates
Pacific Mercantile Bank located in California is having a nice special on an 18 month CD. You can get the rate at 4.04% as of December 17th 2008. This is one of their highest CD rates for the shortest term currently. The 24 month CD as well as the 36 and 60 month CD also hold the same 4.04% rates.The minimum deposit for this cd rate is $10,000 dollars.
If you are living in or around Beverly Hills, Costa Mesa, La Habra, La Jolla, Long Beach, Newport Beach, San Juan Capistrano, or Ontario, CA you might consider visiting a Pacific Mercantile Bank and signing up to receive a nice interest rate on a certificate of deposit for a mid to short term.
Pacific Mercantile Bank is headquartered in Costa Mesa California, and offers all kinds of persoanl and business services including high interest earning checking and savings accounts.
Central Star Credit Union in Kansas 18 Month CD
If your living in Kansas and are looking for a good special Star credit has some nice CD rates right now. One in particular is the 18 month term which is a promotional deal. The 18 month certificate of deposit rate is 4.25% with a $1000 minimum deposit.
In order to reap this deal right away you will also need to open up a savings account with a minimum deposit of only $50 dollars. Of course being a Credit Union there are a few restrictions. Those being that only those living or working in Sedgwick, Butler, Harvey, McPherson or Saline County in the State of Kansas. Primary locations for banking are in Wichita, Kansas where the headquarters is located, and also Haysville, Kansas. Please make sure to check with someone at any of these locations on the current CD rates to make sure the special is still valid.
This deal will last till the end of December, and is a good bet for those looking to invest in something safe. If you want to lock in some of the best CD rates on in to 2009 this might be one of them. As always consult with a financial professional before making these decisions.
Metlife Bank 24 Month CD Rate
While you may be struggling to find some cd rates that are over the 4% range, there are some banks that you can get locked in for 12 month and 24 month certificate of deposits. One that you may take a look at is Metlife Bank CD rates. They are offering some average rates on most all short term certificates, but you will find the 24 month CD to be decent at 4.15% but only if you have over $15,000 to invest into it. Anywhere from $15,000-24,999 the rate will stay the same over the term of two years.
Metlife bank has been a bank in existence since 2001 and serves customers directly. As a part of other Metlife companies providing insurance, savings and checking accounts as well as other financial services, including recent acquisitions of EverBank Reverse Mortgage LLC and selected assets of First Tennessee Bank N.A.
Should Metlife have any deals related to CD rates that you get information of we would be happy for you to share it with us if we have not already updated the current information.
