Best CD Rates, Certificate Of Deposit, Bank CD Rates

community bank and trust cd rates vary from 90 days to 5 years. There are many different locations for Community bank and trust, so to make sure we are on the same page, we are talking about the Wisconsin based bank. There are also banks with the same name in North Carolina as well as Virginia and Georgia, but they are not affiliated.

The minimum balance to open a cd at this Community bank and trust is $250 which is quite reasonable. Most banks require $1000, so for the small investor this is good.

Another great thing about their investments according to their website is that Community Bank & Trust’s Rate Riser CD is back by popular demand. What this allows you to do is invest for a 5 year term, and enjoy the increase in your rate each year. This is more so for the larger investor as the minimum balance to open this account is $10,000.

There is also a 12 Month Add-On Certificate of Deposit which is great because you can add funds to this investment whenever you like except the day before maturity. This allows you to grow your investment in another way.

Another great plan that this bank has is the Index Powered CD. Here is how the bank describes this cd on their site.

The Index Powered CD combines the power of the market and the security of the bank. Unlike traditional certificates of deposit, which generally provide a fixed rate of return, the Index Powered CD is tied to the performance of the Standard & Poor’s 500 Index (S&P 500), and therefore has the potential to far outperform traditional fixed income investments.

Seems that if you are with this bank you have lots of choices for investing, and diversity is always a plus. If you live in the Wisconsin area you might just stop by Community bank and trust and see what their current rates are on their certificate of deposits for more information see their website as well.