Certificate of deposit rates
The best Certificate of deposit rates also known as CD rates for short are continuing to take a beating. Since many of you are looking for the most up to date news on Certificate of deposit rates and the best cd rates, I have decided to add a widget to MoneyOneFinancial.com, that should allow you to scroll through the latest updating news.
The widget will provide information on bank deals and upcoming bank rates on multiple financial institutions. Remember to always check with your bank or Credit Union to confirm what the current CD (certificate of deposit) rates are for them. Our goal is to help improve your investing experience. We truly hope that we have and will continue to help you to make an informed decision on a certificate of deposit that is worth it either over a short period or a long period of time.
Below are some of the best CD rates that we have currently found as of the date of November 17th, and are not meant to be taken as a definite rate for your area since there are variations in bank rates depending on where you live. This is merely a guide, and rates are always being updated, so please confirm with your bank or a professional banker first before making decisions based on these rates.
| BANK NAME | AS OF DATE | RATE% | APY | DEPOSIT |
| GMAC BANK | 11/17/08 | 4.16 | 4.25 | $500 |
| ING Direct | 11/17/08 | 3.93 | 4.00 | $5000 |
| Zions Bank | 11/17/08 | 3.40 | 3.44 | $1000 |
| Capital One Direct Banking | 11/17/08 | 3.92 | 4.00 | $5000 |
| E-Loan | 11/17/08 | 4.16 | 4.25 | $10,000 |
| Corus Bank | 11/17/08 | 4.17 | 4.25 | $10,000 |
| Nationwide Bank | 11/17/08 | 3.97 | 4.05 | $500 |
| Pacific Mercantile Bank | 11/17/08 | 4.03 | 4.11 | $10,000 |
November 19th, 2008 at 1:18 pm
Thanks a lot for the cd rates comparison. I actually think that Capital One direct cd rates have been pretty good to me. Been with them for over 2 years.
I prefer a bank that is going to treat me right. Bank of America is just not up to par as when I used to bank and invest with them. Just a tip for anyone reading this.
November 19th, 2008 at 1:20 pm
Hey when are you going to cover Texas CD rates? I have been hoping you might tell us what banks here is Texas are decent right now. Aren’t you from Texas anyways?