National City Bank CD Rates
National City Bank currently offers these rates as of April 2010. Below is a list of short and long term APY rates with a minimum deposit of $2,500. Any other accounts other than current CD rates should be obtained by a bank representative.
These rates are subject to change and can be made at any time by the bank. Please keep in mind that the rates listed below are good as of April 27 2010. Double check with the bank before investing.
National City Bank is now a part of PNC Bank N.A. that is headquartered in Pittsburgh, PA with a 3 1/2 star rating with Bauerfinancial based on financial data of the last quarter ending 12/31/09.
Don’t expect a whole lot by way of specials with the list below. The rates are pretty standard, and are comparable with most of the other major banks around the US. If you are looking for convenience then National City Bank will cover your needs. If you are looking for a higher CD then you will need to do a little more searching, and keep an eye on our updates.
6 month = 0.40%
9 month = 0.50%
12 month = 0.65% with deposit up to $9,999.99
12 month = 0.70% with deposit $10,000 or above
24 month = 0.85% with deposit up to $9,999.99
24 month = 0.95% with deposit between $10k-$24,999.99
24 month = 1.00% with deposit of at least $25k
30 month = 1.00% with deposit up to $9,999.99
30 month = 1.05% with deposit $10k-$24.999.99
30 month = 1.25% with deposit of at least $25k
36 month = 1.25% with deposit up to $9,999.99
36 month = 1.30% with deposit of $10k-$24,999.99
36 month = 1.50% with deposit of at least $25k
48 month = 1.25% with deposit up to $9,999.99
48 month = 1.30% with deposit of $10k-$24,999.99
48 month = 1.50% with deposit of at least $25k
60 month = 1.55% with deposit of up to $9,999.99
60 month = 1.60% with deposit of $10k-$24,999.99
60 month = 1.80% with deposit of at least $25k
National City also has several types of checking accounts. Some have no monthly maintenance fees or minimum requirements. They encourage Business Checking accounts.
They have:
Free Small Business Checking
Business Checking
Business Checking Plus
Business Checking Elite
Business Interest Checking.
National City Bank also has guaranteed 6 and 12 month CD rates that they say are specific to a zip code. You can access their website at www.nationalcity.com.
Disclaimer
This post is not regularly maintained and therefore cannot guarantee accuracy at the time of your reading. Please contact the financial institution directly for more information.
Wachovia CD Rates
Wachovia, which was acquired by Wells Fargo on Dec 31, 2008, officially adopted the Wells Fargo name internationally and has begun operating under the Wells Fargo name and brand.
The majority of former Wachovia international offices will also use the Wells Fargo name and brand on communication materials. Some locations will continue to operate under the Wachovia name and convert later this year.
The name change does not affect the way customers do business with Wells Fargo or Wachovia for any who might be worried about accounts being altered in some way or form. If you have questions about how your account might change in any way you should contact your local Wells Fargo and speak with a bank representative.
Current available CD rates in April 2010.
23 month = 1.15% APY
37 month = 2.00% APY
58 month = 3.00% APY
All require a $5,000 minimum opening deposit.
IRA CD Rates:
3-6 month = 0.01% APY
6-12 month = 0.20% APY
12-18 month = 0.40% APY
18-24 month = 0.60% APY
24-36 month = 0.70% APY
36-48 month = 0.85% APY
48-60 month = 0.95% APY
60+ month = 1.05% APY
Wachovia also has some attractive Mortgage interest rates.
30 year fixed = 5.125%
30 year fixed FHA = 5.125%
15 year fixed = 4.250
5 year ARM = 3.750%
5 year ARM FHA = 3.500%
Larger Loan Amounts in Eligible Areas
30 year fixed = 5.125%
30 year fixed FHA = 5.125%
15 year fixed = 4.250%
5 year ARM = 3.750%
5 year ARM FHA = 3.500%
Jumbo Loans-Amounts that exceed conforming loan limits.
30 year fixed = 5.500%
5 year ARM = 5.125%
Wachovia Bank was previously headquartered in Charlotte, NC. They have mergered with Wells Fargo Bank. Wachovia still has its web site listed with the above information, referencing Wells Fargo. Wachovia has a 24/7 phone access line at 800-922-4684. Since there are many locations in many states, and you can many times do your business at a Wells Fargo location, it is best to call or use the wachovia.com website and enter your zip code.
Disclaimer
This post is not regularly maintained and does not guarantee accuracy at the time of your reading. Please check directly with the financial institution for more information.
Ally Bank CD Rates
Ally Bank offer several type of CD’s for those who are looking to invest. They have certificate of deposits for people wanting to get their money back quickly, and long term for those looking at tax cuts and so forth in the future.
The first type of CD is the “Ally raise your rate CD” and was introduced back in 2009 and was above 2% is now at 1.99% as of April 25th. What this deposit allows you to do is to put your money into a 2 year term on a CD. As with any other long term CD you will be penalized for any early withdrawal. However, you will have an option one time within that 2 year period to raise your rate from what you originally started off at. The great advantage to this investment compared with other long term ones is that you have more control over how much you earn over that long period rather than being stuck to a rate only to find out it has gone up by 1% or 2% in the coming year.
If you aren’t sure that you will want your money locked away for a period of time, or think that some unforeseen occurrence might befall you which you might need money for, you may want to go with the “No Penalty Certificate Of Deposit”. This CD allows you to withdraw your money without receiving a penalty on an 11 month term CD, and is great for those that want to invest for a very short time. Currently the rate on this CD is 1.38% APY.
The third option for investors is the high yield CD starting at 1.49% APY for a 12 month term. There are no monthly fees, and this is a fixed rate, however should you decide you want to withdraw money from the account there would be a penalty.
All these Ally bank CD’s mentioned are covered by the FDIC up to $250,000. If you have any comments or questions about this account feel free to share your comments.
North American Savings Bank CD Rates
Right now North American Savings Bank in Missouri is offering a couple certificate of deposits which are a bit higher than what we are used to lately. If you live in the area you might want to get in on this opportunity. If you don’t live in Missouri thats ok because its open to those who want to get this rate online.
This rate is good as of April 18th and was reported by a Kansas City Star ad. These are excellent short to medium length in term starting with a 2.05% APY 10-month CD and a 2.65% APY 17-month CD. We do not know how long this rate will last but hope for some time as quite a few other banks have fallen well below the 2% mark on their rates. The minimum amount for deposit is $1000 which is quite low. This particular CD is a good bet for about anyone wanting to put away some money for a short period of time.
Is this bank sound? According to BauerFinancial the bank’s ratings for safety and soundness are a solid 4 stars. To get this deal you can go to Andera.com and fill out an application. This is a partner of the bank. For any issues it would be best to call directly to the bank as some have reported having problems trying to complete the offer online.
If you have further questions or comments about this bank feel free to let us know your experience with North American Savings Bank. If you have further questions about their other cd rates or savings account rates you should contact a bank specialist so they can tell you about any current specials or rates not show here.
North American bank is headquartered in Grandview, Missouri and has multiple locations in the Kansas City area. For further information please see our Missouri CD rates page.
Best Of Discover Bank Rates
Discover bank is probably one of the better bets in the overall scheme of things when it comes to their rates on CD’s, savings and money market accounts. We already covered a special on a Discover Bank CD rates bonus which was offered to customers who signed up with a minimum of a $10,000 investment who would receive an extra $50 from Discover Bank just for opening the account.
Discover bank has consistently received compliments from Bankrate.com on their rationgs of stability as well as high yields on deposits.
If you are looking for a bank that is always a step ahead of the national average then you might want to go with opening a new CD or Money Market account at Discover Bank.
Right now you can get a 12 month CD at 2.35% APY with Discover. When they have specials which come regularly you can expect a bonus or a rate hop for customers.
As far as customer service goes, they are on top of things, and those who I have spoken to are very satisfied with the service they have received banking with Discover.
For those of you in the market to invest take a look at Discover Banks CD rates HERE and speak with an online representative for further questions.
Best CD Rates In Florida
Adding to the list of the best CD rates by state we have Florida. As we continue to update this page you will find useful content which will direct you to each individual bank. Please be patient as we update the list and write about the banks that are based in Florida and their current CD rates.
If you know of any banks or credit Unions running specials on any certificates of deposits that merit consideration then please fell free to email us and let us know. The following banks and credit unions included will reflect the following major cities in Florida as they are added. Tampa, Orlando, Miami, West Palm Beach, Sarasota, Cape Coral, Gainesville, Daytona Beach, Fort Lauderdale, Jacksonville, and many more. Please once again let us know of any banks we should include to the list below.
List of Bank CD Rates in Florida
- Orion Bank located in Bradenton, Sarasota, Fort Myers and Naples.
- Whitney Bank located in Mitchell Ranch Plaza, Tarpon Springs, Palm harbor and Clearwater.
- Capital City Bank located in Tallahassee FL and everywhere across the state.
- TIB Bank of The Keys located in the Florida Keys, Homestead, Naples, Bonita Springs and Fort Myers.
- Federal Trust Bank located in Sanford Florida and counties of Orange, Seminole, Volusia, Lake and Flagler.
- Riverside National Bank located in Palm Bay, Titusville, Melbourne, Indialantic, and Merritt Island.
MORE BANK CD RATES BY STATE COMING SOON
Chase Bank CD Rates
Chase is one of the largest banks in the nation, and since we have not written up anything on JPMorgan Chase Bank, we decided to give you some of the bank rates that are currently featured.
As of right now there are several options shown on their website for Chase bank CD rates. One of those being investments with a minimum of $1000, and bank CD’s with an investment of $10,000 or more.
Short term CD rates have a little to be desired for when you look at Chase Bank’s 6-Month 0.25% APY. Starting at 18-Month rates you will see they bump up to 1.01%. Long term CD rates are a little bit better. The 9-Month term starts at 1.50% leading up to the 60-Month for 2.50% APY.
These CD rates are good as of 3/9/09. If you have any other questions about these rates feel free to check with a representative of Chase. Recently we also covered a savings account bonus that they had going as well. So stay tuned for more bank deals.
US Bank CD Rates In California
US bank continues to show some love to investors with their current CD bank deals. Currently they are running a special on their 4.25% APY 59 month CD and also a nice 2.50% APY on a 10 month CD. US Bank has aquired several banks which it also offers these rates, so if you are members of PFF Bank or Trust and Downey Savings, you will want to inquire when you go to the bank about these CD rates.
These bank CD rates are good as of 3/6/09. There are multiple locations nationwide which special rates apply too including Portland Oregon, Minneapolis / St. Paul Minnesota, Milwaukee Wisconsin, Denver Colorado, Cincinnati Ohio, and multiple locations in California.
US Bank has been FDIC insured since 1934 and has some decent ratings with Bauer Financial and Bankrate.
First National Community Bank Savings Account
First National Community Bank in Pennsylvania has an online savings account which has a rate of 2.75% APY on all balances. The minimum initial deposit is $100 to open up the online savings account. There are no fees attached with this account, and there are no minimum amounts of money required after the deposit.
This savings account deal can be opened up by anyone in the US. In order to receive the 3.00% Annual Percentage Yield Maximum Earnings certificate of deposit, you must open a Maximum Earnings earnings account.
If you are wanting to just open a checking account and have a large sum of money, you might consider a Maximum Earnings Checking account which pays 4.51% APY on balances up to $25K. The previous bank deals mentioned are good as of 3/05/09.
As was already mentioned, First National Community Bank of PA also has a Maximum Earning CD which has a decent rate. This rate is 3.00% APY and is good for terms of 11, 15 and 18 months.
This bank has solid ratings with both Bauer Financial and Bankrate, and you can be sure your money is safe as they have been FDIC insured since 1934.
Compass Bank Checking Account Bonus
Compass bank is having a $100 checking account bonus for opening a new Build-to-Order Free Checking account if done by 3/21/09. This checking account bonus is good for the states of Alabama, Arizona, Colorado, Florida, New Mexico and Texas.
Some of the requirements to get this bank deal includes direct deposit, and enrolling to have online bank statements. The bonus will be received by Compass bank customers after 120 days of opening an account.
Compass Bank is FDIC insured and has some decent rates on savings and CD rates. For more information on upcoming bank deals, please check with a bank representative of Compass Bank.
