Best Of Discover Bank Rates
Discover bank is probably one of the better bets in the overall scheme of things when it comes to their rates on CD’s, savings and money market accounts. We already covered a special on a Discover Bank CD rates bonus which was offered to customers who signed up with a minimum of a $10,000 investment who would receive an extra $50 from Discover Bank just for opening the account.
Discover bank has consistently received compliments from Bankrate.com on their rationgs of stability as well as high yields on deposits.
If you are looking for a bank that is always a step ahead of the national average then you might want to go with opening a new CD or Money Market account at Discover Bank.
Right now you can get a 12 month CD at 2.35% APY with Discover. When they have specials which come regularly you can expect a bonus or a rate hop for customers.
As far as customer service goes, they are on top of things, and those who I have spoken to are very satisfied with the service they have received banking with Discover.
For those of you in the market to invest take a look at Discover Banks CD rates HERE and speak with an online representative for further questions.
Chase Bank CD Rates
Chase is one of the largest banks in the nation, and since we have not written up anything on JPMorgan Chase Bank, we decided to give you some of the bank rates that are currently featured.
As of right now there are several options shown on their website for Chase bank CD rates. One of those being investments with a minimum of $1000, and bank CD’s with an investment of $10,000 or more.
Short term CD rates have a little to be desired for when you look at Chase Bank’s 6-Month 0.25% APY. Starting at 18-Month rates you will see they bump up to 1.01%. Long term CD rates are a little bit better. The 9-Month term starts at 1.50% leading up to the 60-Month for 2.50% APY.
These CD rates are good as of 3/9/09. If you have any other questions about these rates feel free to check with a representative of Chase. Recently we also covered a savings account bonus that they had going as well. So stay tuned for more bank deals.
US Bank CD Rates In California
US bank continues to show some love to investors with their current CD bank deals. Currently they are running a special on their 4.25% APY 59 month CD and also a nice 2.50% APY on a 10 month CD. US Bank has aquired several banks which it also offers these rates, so if you are members of PFF Bank or Trust and Downey Savings, you will want to inquire when you go to the bank about these CD rates.
These bank CD rates are good as of 3/6/09. There are multiple locations nationwide which special rates apply too including Portland Oregon, Minneapolis / St. Paul Minnesota, Milwaukee Wisconsin, Denver Colorado, Cincinnati Ohio, and multiple locations in California.
US Bank has been FDIC insured since 1934 and has some decent ratings with Bauer Financial and Bankrate.
First National Community Bank Savings Account
First National Community Bank in Pennsylvania has an online savings account which has a rate of 2.75% APY on all balances. The minimum initial deposit is $100 to open up the online savings account. There are no fees attached with this account, and there are no minimum amounts of money required after the deposit.
This savings account deal can be opened up by anyone in the US. In order to receive the 3.00% Annual Percentage Yield Maximum Earnings certificate of deposit, you must open a Maximum Earnings earnings account.
If you are wanting to just open a checking account and have a large sum of money, you might consider a Maximum Earnings Checking account which pays 4.51% APY on balances up to $25K. The previous bank deals mentioned are good as of 3/05/09.
As was already mentioned, First National Community Bank of PA also has a Maximum Earning CD which has a decent rate. This rate is 3.00% APY and is good for terms of 11, 15 and 18 months.
This bank has solid ratings with both Bauer Financial and Bankrate, and you can be sure your money is safe as they have been FDIC insured since 1934.
Compass Bank Checking Account Bonus
Compass bank is having a $100 checking account bonus for opening a new Build-to-Order Free Checking account if done by 3/21/09. This checking account bonus is good for the states of Alabama, Arizona, Colorado, Florida, New Mexico and Texas.
Some of the requirements to get this bank deal includes direct deposit, and enrolling to have online bank statements. The bonus will be received by Compass bank customers after 120 days of opening an account.
Compass Bank is FDIC insured and has some decent rates on savings and CD rates. For more information on upcoming bank deals, please check with a bank representative of Compass Bank.
Discover Bank CD Rates Bonus
Discover Bank is giving a bonus of $50 for just opening a new CD account online. Between now and February 28, 2009, all you have to do is open a new CD account. Keep in mind that the minimum of $10,000 will be required to open this Certificate of Deposit. Discover Bank will then proceed to credit your account with $50 shortly after opening.
It is important that you use the following code to receive the deal on this offer when signing up. You must enter Offer Code D100819 on the online form.
The following are also requirements in order to receive this deal. The offer is good through February 28, 2009. To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days. The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period. Offer limited to one per customer and not applicable for accounts opened via phone or mail.
Currently Discover bank offers a 3.70% APY return on their 5 year CD, and for shorter terms their jumbo rates are slightly higher. They also exceed the national average for Bank CD rates according to the chart shown on their website.
If you have any other questions feel free to get in touch with a Discover Bank representative.
TwinStar Credit Union 12 Month CD
Twinstar Credit union is offering a 12 month Bank CD at 4.00% and another is for a 5.00% APY 60 month CD. These rates may not seem like anything great, but compared to the current CD rates status nationwide, 4% for this short of a term is pretty decent.
These particular bank deals are only good for parts of Washington State. You will want to check with Twinstar to make sure that these rates apply for your area.
Normally the 12 month CD at Twinstar is 3.05%. It appears that the higher rate only applies in Clark county and this may be subject to change. Another alternative however might be a Accelerator checking account which is also currently offering 4.00% rate (restrictions apply).
If you would like to join Twinstar credit union you will need to live or work in any of the follow counties in Washington. Lewis, Thurston, Grays Harbor, Snohomish, Mason, Clark, Pierce, Whatcom, Cowlitz, Pacific, Wahkiakum, Kittitas, Kitsap, and King.
Twinstar is headquartered in Lacey WA, and its first branch was established in 1950. Since Twinstar started as a teachers credit union they still hold education of value and strive to give the best possible service to their more than 72,000 members. Stop by a branch for more information on checking account rates and savings account rates at Twinstar.
Woodforest Bank CD Rates
Woodforest Bank is probably one of the best banks in Houston Texas for those who work nights or graveyard shift. For those looking at getting a Bank CD they don’t have the highest rates, but if you are already banking with them or considering banking with Woodforest because of their many 24 hour locations then here are the current CD rates as follows according to their website.
- 1-month 1.65%
- 3-month 1.90%
- 6-month 2.00%
- 1 year 2.25%
- 2 year 2.40%
- 3 year 2.65%
- 4 year 2.90%
- 5 year 3.15%
Besides a Bank CD, there are other options which earn you interest which you may also consider is choice checking which requires a minimum deposit of $1000. Current information for money market accounts and savings accounts require you to call a branch for current information.
Remember all rates are good as of 1/29/2009. Please check with the bank to insure these rates are still accurate.
Omni National Bank 15 Month CD
Omni National Bank is offering some great CD rates (Certificate of Deposits) on odd term lengths and short term lengths for investing. Short term investing in Bank CD’s is a great option right now with the downturn after 2008. Currently they have a 15 month Bank CD rate special at 3.40% and a 10 month cd rate at 3.25%.
While they may be lower than the past few months, they are pretty competitive for what you will find in comparison with other banks. If you are willing to get locked in a little longer, then you could even go with a 27 month CD rate at 3.60% if you live in Florida or Georgia. While CD rates for those in Texas and Illinois for this term would be slightly lower at 3.55%.
To qualify for these rates you will need a minimum deposit of $5,000. This deal is applicable in both IRA and regular CD’s.
For those of you who are not banking already with Omni National bank, you can find locations in the following cities of Atlanta, Dalton, Chicago, Dallas, Houston and Tampa. You may visit a local branch to ensure this rate is still good. As of the reporting date of this Bank rate, the rate is current on January 26th 2009.
MBank 60 Month CD Rates 5%
Mbank in Oregon is offering a 5% CD rate on 60 month terms. This is advertised on their homepage, and will probably not last a long time with the interest rates dropping. Unlike a lot of other banks which may offer a high 4% CD rate when you open an account for $25,000 or $50,000, Mbank only requires you to open an account with a Minimum deposit of $1,000.
For those wishing to build some nice interest on this offer, you will need to open an account in one of the following Oregon locations. Portland, Gresham, Gladstone and Tigard are the cities in which Mbank is offering this deal.
Mbank has been FDIC insured since 1995 but has some weak ratings according to BauerFinancial. Mbank also offers some longer term CD rates up to 5 years should you want to make it a long stretch. As mentioned before, you will probably not want to tie up your money for long periods of time right now. But at the moment, Mbank is one of the best Oregon CD rates around. Cash in on it while you can.
